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All four FUNDED guides are now available — Browse the Series

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Industry-specific guides that show restaurant, hotel, franchise, and dental practice owners exactly how to secure SBA financing.

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$28B+
SBA 7(a) loans approved in FY2024
$479K
Average SBA 7(a) loan size
60-90
Days average time to funding
10%
Minimum equity injection

SBA Loans Are Complicated. Your Industry Makes Them More So.

Generic SBA guides don't address the specific challenges you face. Restaurant owners need to know about equipment financing and food service experience requirements. Hotel buyers need to understand flag requirements and PIP financing. Franchise purchasers need to know about the SBA Franchise Directory and FDD reviews. Dental practice buyers face goodwill-heavy valuations and student debt impacting DSCR.

The FUNDED series gives you the industry-specific guidance that generic resources miss.

The FUNDED Series

Each guide is written specifically for your industry, covering the unique requirements, common mistakes, and insider strategies that matter for your business.

FUNDED: The Complete SBA Loan Guide for Restaurant Owners book cover

FUNDED: The Complete SBA Loan Guide for Restaurant Owners

By Thomas Hartwell

From food truck expansions to full-service acquisitions, this guide covers equipment financing, cash flow requirements, and what lenders look for in restaurant deals.

ISBN: 979-8-9947079-3-7

FUNDED: The Complete SBA Loan Guide for Hotel Owners book cover

FUNDED: The Complete SBA Loan Guide for Hotel Owners

By Thomas Hartwell

Whether you're buying an independent motel or a flagged property, learn about 504 vs 7(a) decisions, PIP financing, management experience requirements, and more.

ISBN: 979-8-9947079-0-6

FUNDED: The Complete SBA Loan Guide for Franchise Owners book cover

FUNDED: The Complete SBA Loan Guide for Franchise Owners

By Thomas Hartwell

Understand the SBA Franchise Directory, FDD requirements, franchise fee rules, and how to structure your deal for approval.

ISBN: 979-8-9947079-4-4

FUNDED: The Complete SBA Loan Guide for Dental Practice Owners book cover

FUNDED: The Complete SBA Loan Guide for Dental Practice Owners

By Thomas Hartwell

Navigate goodwill-heavy valuations, student debt impact on DSCR, DSO-to-independent transitions, and credentialing timelines.

ISBN: 979-8-9947079-7-5

All Four Guides Are Live

The complete FUNDED series is now available on Amazon in Kindle and paperback.

  • Restaurant, Hotel, Franchise, and Dental
  • Real-world case studies in every guide
  • SBA 7(a) and 504 coverage
Browse the Series

Are You SBA-Ready?

Take our free 6-question quiz to find out if your business is ready for SBA financing. Get a personalized score and book recommendation.

  • 6 quick questions
  • Instant readiness score (0-100)
  • Industry-specific recommendations
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Published by Hartwell Labs

Every claim in the FUNDED series is verified against the SBA Standard Operating Procedures (SOP 50 10 8) and Code of Federal Regulations. We don't publish opinions—we cite sources.

Banker-verified content
Primary source citations
Regularly updated
Learn about our methodology →

Frequently Asked Questions

What is the FUNDED series?

FUNDED is a series of industry-specific guides that help restaurant, hotel, franchise, and dental practice owners understand and secure SBA financing. Each book covers the unique requirements, common pitfalls, and step-by-step processes for that specific industry.

Who wrote the FUNDED guides?

The FUNDED series is written by Thomas Hartwell, an SBA lending specialist who created these guides to address the critical gap in industry-specific SBA lending resources.

Which FUNDED book should I read?

Choose the guide that matches your industry: The Restaurant Owner's Guide for any food service business, The Hotel Owner's Guide for lodging and hospitality acquisitions, The Franchise Owner's Guide for franchise purchases, or The Dental Practice Owner's Guide for dental acquisitions and startups.

Are these books current with SBA regulations?

Yes. The FUNDED guides are regularly updated to reflect changes in SBA Standard Operating Procedures (SOP 50 10 8) and lending requirements.

SBA Loans by State

Find lenders and state-specific resources for SBA financing in your area.

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50,000+ words of industry-specific SBA lending guidance.